Privacy Policy
Effective Date: October 22, 2025

Money Tree Tax and Insurance Strategies, a branch of ERB Enterprises LLC (“Company,” “we,” “us,” or “our”), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, online forms, and communication systems, including Lead Connector, GoHighLevel, and Twilio.

Information We Collect
We may collect personal information such as your name, email address, phone number, and other details you provide through lead forms, appointment bookings, or communications. We also automatically collect technical data, including your IP address, browser type, and device information, to ensure security and analyze website performance. Additionally, communication data such as messages, emails, SMS responses, and call recordings related to our services may be collected.

How We Use Your Information
Your information is used to provide requested insurance or financial consultation services, communicate with you via email, phone, or text regarding your inquiry, quotes, or policy updates, and, with your consent, send marketing or educational content. We also use information to maintain internal records, improve our services, comply with legal obligations, and prevent fraudulent activity.

SMS and Email Communication
By providing your phone number or email address, you consent to receive communications from us, which may include informational and marketing messages. Message and data rates may apply. You may opt out of marketing messages at any time by replying STOP or following the unsubscribe instructions in emails. We use Twilio and Lead Connector for secure communication management, and their privacy and data-handling practices also apply.

Data Sharing and Disclosure
We do not sell your personal information. We may share information with licensed insurance carriers or partners solely for quoting or servicing purposes, and with trusted service providers, such as web hosting, CRM, or Twilio, who assist in operations under confidentiality agreements. Information may also be shared with legal authorities when required by law or to protect our rights.

Data Security
We implement reasonable technical, administrative, and physical safeguards to protect your data. While no system is completely secure, we take measures to protect your personal information from unauthorized access or disclosure.

Data Retention
We retain personal information as long as necessary to fulfill the purpose for which it was collected, including meeting legal, accounting, or reporting obligations.

Your Rights
Depending on your state and federal rights, you may request access, correction, or deletion of your personal data, or withdraw consent for marketing communications. You may contact us at [email protected] to exercise these rights.

Third-Party Links
Our website or communications may include links to third-party websites. We are not responsible for the privacy practices or content of these websites.

Children’s Privacy
Our services are intended for individuals 18 and older. We do not knowingly collect information from children under 13.

Updates to This Policy
We may update this Privacy Policy from time to time. The “Effective Date” above reflects the most recent version.

Contact Us
If you have questions or concerns about this Privacy Policy, please contact:

Money Tree Tax and Insurance Strategies
A branch of ERB Enterprises LLC
Williamsburg, Virginia
Email: [email protected]