The initial consultation and plan preparation are provided at no cost. Any fees are determined by the specific products or services you select and are tailored to your individual needs. For insurance products, compensation is typically provided directly by the insurance providers from their marketing budgets, resulting in no cost to the consumer. We will not recommend or implement any product without ensuring you fully understand your commitment. All of our assessments are conducted in accordance with legal, moral, and ethical standards. As fiduciaries, we are legally and ethically obligated to act in your best interest, leveraging our extensive network of partners to identify the solutions that best align with your financial goals.